Demand for homes in Hillstate's two governments focused on easing regulations, expanding interest rate cuts
Apr 25, 2025
While the real estate market is getting warm again this year, the real estate market is recovering from the easing of loan regulations, especially in the banking sector. In addition, the maturity period of the loan will be extended to up to 40 years, reducing the burden of long-term repayment. Chonsei loans for new apartments have also been allowed by some banks, providing conditions to satisfy both the demand for jeonse and investment in the early stages of moving in.
The Ministry of Land, Infrastructure and Transport also cut interest rates on policy financial products such as stepping-stone loans by 0.2%p from March 24, allowing them to apply interest rates in the minimum range of 1%. According to this trend, the demand for loans is expected to increase significantly in the first half of the year, and 'last train demand' is expected to increase before financial regulations (DSR stage 3) are strengthened in earnest.
In this market atmosphere, Hillstate Dujeong Station began moving in successfully in March, and is in the process of signing a first-come, first-served contract for a small amount of remaining households.
The complex has two basement floors and 29 floors above ground, a total of 11 buildings, a dedicated area of 84-170㎡, and a total of 997 households. The south-oriented complex layout and four-bay plate-shaped structure have secured excellent lighting and ventilation, and the design of the space considering community facilities and privacy on the ground is also increasing the satisfaction of residents. A variety of community facilities such as a golf practice range, a fitness center, a waterfront play park, and a tea house have been prepared.
The area around Dujeong Station where Hillstate Dujeong Station is located is being transformed into an emerging residential town in Seobuk-gu, Cheonan-si. About 40 complexes and 20,000 residential belts are formed within a 1km radius, and traffic access is excellent as Dujeong Station on the Seoul Metropolitan Subway Line 1 can be used on foot. In particular, Cheonan Station, one stop from Dujeong Station, will be connected to the GTX-C route in the future, and access to Seoul is also expected to improve significantly in the future. There are various amenities nearby, and green spaces such as Dosol Plaza and Dujeong Park are also abundant. Parents are also interested in educational environments such as Hope Elementary School and Bukil High School. The favorable development of the region is also noteworthy. The 'Cheonan Northern BIT General Industrial Complex', which was completed in October last year, is driving the revitalization of the economy of Cheonan City, and the"Cheonan Future Mobility National Industrial Complex", which is scheduled to be completed in 2028, is also expected to have a positive impact on job creation and housing demand.
'Hillstate Doojeong Station' is a complex that is not subject to the second stage of stress DSR regulation, and contracts can be made in relatively relaxed loan conditions before the third stage of stress DSR is strengthened, which is scheduled to take effect in July. The stress DSR regulation is a system that calculates the loan limit in consideration of interest rate volatility, and when implemented in the third stage, the additional interest rate is 100% applied to loans from all financial sectors. As a result, the threshold for loans is expected to be even higher from the perspective of end users, and interest in the relatively favorable conditions 'Hillstate Doojeong Station' is expected to increase.
The Ministry of Land, Infrastructure and Transport also cut interest rates on policy financial products such as stepping-stone loans by 0.2%p from March 24, allowing them to apply interest rates in the minimum range of 1%. According to this trend, the demand for loans is expected to increase significantly in the first half of the year, and 'last train demand' is expected to increase before financial regulations (DSR stage 3) are strengthened in earnest.
In this market atmosphere, Hillstate Dujeong Station began moving in successfully in March, and is in the process of signing a first-come, first-served contract for a small amount of remaining households.
The complex has two basement floors and 29 floors above ground, a total of 11 buildings, a dedicated area of 84-170㎡, and a total of 997 households. The south-oriented complex layout and four-bay plate-shaped structure have secured excellent lighting and ventilation, and the design of the space considering community facilities and privacy on the ground is also increasing the satisfaction of residents. A variety of community facilities such as a golf practice range, a fitness center, a waterfront play park, and a tea house have been prepared.
The area around Dujeong Station where Hillstate Dujeong Station is located is being transformed into an emerging residential town in Seobuk-gu, Cheonan-si. About 40 complexes and 20,000 residential belts are formed within a 1km radius, and traffic access is excellent as Dujeong Station on the Seoul Metropolitan Subway Line 1 can be used on foot. In particular, Cheonan Station, one stop from Dujeong Station, will be connected to the GTX-C route in the future, and access to Seoul is also expected to improve significantly in the future. There are various amenities nearby, and green spaces such as Dosol Plaza and Dujeong Park are also abundant. Parents are also interested in educational environments such as Hope Elementary School and Bukil High School. The favorable development of the region is also noteworthy. The 'Cheonan Northern BIT General Industrial Complex', which was completed in October last year, is driving the revitalization of the economy of Cheonan City, and the"Cheonan Future Mobility National Industrial Complex", which is scheduled to be completed in 2028, is also expected to have a positive impact on job creation and housing demand.
'Hillstate Doojeong Station' is a complex that is not subject to the second stage of stress DSR regulation, and contracts can be made in relatively relaxed loan conditions before the third stage of stress DSR is strengthened, which is scheduled to take effect in July. The stress DSR regulation is a system that calculates the loan limit in consideration of interest rate volatility, and when implemented in the third stage, the additional interest rate is 100% applied to loans from all financial sectors. As a result, the threshold for loans is expected to be even higher from the perspective of end users, and interest in the relatively favorable conditions 'Hillstate Doojeong Station' is expected to increase.
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This article was translated by Naver AI translator.
