KB Financial Group's Warm Partnership with Support for Small and Medium Businesses and Small Businesses
Jun 25, 2025
KB Financial Group (Chairman Yang Jong-hee) is strengthening financial and non-financial support for small and medium-sized enterprises and small business owners amid economic uncertainties such as high interest rates and sluggish domestic demand, and realizing 'warm partnership' as its core value.
This is a strategy that extends beyond simple finance to care and win-win, contributing to the establishment of a sustainable regional economic ecosystem. KB Kookmin Bank's 8 trillion won interest rate preference program is a representative financial support measure. 'The preferential interest rate for all branches' will be expanded to KRW 3 trillion and 'Hanxi Special Interest Rate Preferential' will be expanded to KRW 5 trillion to ease the burden of interest rates, and KRW 23 billion will be specially contributed to the Korea Credit Guarantee Fund and the Technology Guarantee Fund to supply a total of KRW 840 billion worth of guarantees. Innovative growth companies and exporters with weak collateral and creditworthiness can receive a 100% preferential agreement guarantee for three years or receive up to 1.5%p of guarantee fees.
Automotive parts makers suffering from U.S. tariff measures have signed a business agreement with the Korea Credit Guarantee Fund to supply low-interest shared growth win-win loans worth a total of 150 billion won. For small and medium-sized export companies, they will cooperate with the Ministry of SMEs and Startups to operate export consulting and Export Voucher to support tariff response services worth up to 2 million won per company. In addition, the entire process of policy loans has been converted to non-face-to-face, greatly improving accessibility and processing speed.
KB Financial Group is also actively promoting social contribution activities to increase social value beyond short-term financial support. In cooperation with local governments across the country, about 13.5 billion won is invested to improve the environment for small business owners in the blind spot of childbirth and childcare leave, which is part of the creation of a public-private joint care ecosystem that contributes to solving the low birth rate problem. In addition, it is operating a 'KB Heart Shop' program that provides a total of 6 billion won to 477 good price businesses nationwide that practice good consumption in the era of high prices, and also supports 'KB Good Food Truck' for small start-ups. Food trucks provide marketing consulting, vehicle design improvement, and unmanned ordering systems, and also secure sales channels at social service sites and disaster sites.
KB Financial affiliates are also participating. KB Securities is sponsoring the child care service business through the KRW 3 billion 'ESG Value Diffusion Investment Association', and KB Insurance is supporting the improvement of the environment of stores vulnerable to fire and learning products for children. KB Kookmin Card provides sales channels and commercial analysis services for small business owners through 'KB President +' and 'ESG Special Hall'.
This is a strategy that extends beyond simple finance to care and win-win, contributing to the establishment of a sustainable regional economic ecosystem. KB Kookmin Bank's 8 trillion won interest rate preference program is a representative financial support measure. 'The preferential interest rate for all branches' will be expanded to KRW 3 trillion and 'Hanxi Special Interest Rate Preferential' will be expanded to KRW 5 trillion to ease the burden of interest rates, and KRW 23 billion will be specially contributed to the Korea Credit Guarantee Fund and the Technology Guarantee Fund to supply a total of KRW 840 billion worth of guarantees. Innovative growth companies and exporters with weak collateral and creditworthiness can receive a 100% preferential agreement guarantee for three years or receive up to 1.5%p of guarantee fees.
Automotive parts makers suffering from U.S. tariff measures have signed a business agreement with the Korea Credit Guarantee Fund to supply low-interest shared growth win-win loans worth a total of 150 billion won. For small and medium-sized export companies, they will cooperate with the Ministry of SMEs and Startups to operate export consulting and Export Voucher to support tariff response services worth up to 2 million won per company. In addition, the entire process of policy loans has been converted to non-face-to-face, greatly improving accessibility and processing speed.
KB Financial Group is also actively promoting social contribution activities to increase social value beyond short-term financial support. In cooperation with local governments across the country, about 13.5 billion won is invested to improve the environment for small business owners in the blind spot of childbirth and childcare leave, which is part of the creation of a public-private joint care ecosystem that contributes to solving the low birth rate problem. In addition, it is operating a 'KB Heart Shop' program that provides a total of 6 billion won to 477 good price businesses nationwide that practice good consumption in the era of high prices, and also supports 'KB Good Food Truck' for small start-ups. Food trucks provide marketing consulting, vehicle design improvement, and unmanned ordering systems, and also secure sales channels at social service sites and disaster sites.
KB Financial affiliates are also participating. KB Securities is sponsoring the child care service business through the KRW 3 billion 'ESG Value Diffusion Investment Association', and KB Insurance is supporting the improvement of the environment of stores vulnerable to fire and learning products for children. KB Kookmin Card provides sales channels and commercial analysis services for small business owners through 'KB President +' and 'ESG Special Hall'.
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This article was translated by Naver AI translator.
