Just a seven-minute gap...Maserati Collision Refuses Insurance Claims
Aug 25, 2025
|
According to Chinese media Zhejiang TV and Hong Kong media South China Morning Post, Ma, who lives in Taizhou, Zhejiang Province, collided with a luxury car on the day he purchased a used car, paying more than 100,000 yuan (about 20 million won) for repairs. The insurance company rejected the request for compensation, saying that the time of the accident was seven minutes before the insurance began to take effect.
Ma purchased a used car with a loan of 115,000 yuan (about 23 million won) on August 4, paying 3,995 yuan (about 770,000 won) to purchase insurance.
That evening, Ma hit a Maserati SUV worth about 1.1 million yuan (about 210 million won) from the rear.
Fortunately, there were no casualties, but Ma's vehicle was severely damaged at the front and Maserati had scratches and dents on the back.
Ma expected about 60,000 yuan (about 12 million won) for Maserati repairs and 40,000 yuan (about 7.7 million won) for his vehicle repairs.
He immediately filed an insurance claim, but the insurance company refused to compensate, saying the accident time was 6:53 p.m., seven minutes earlier than 7 p.m., when the insurance began to take effect.
Ma claimed that he had checked with the salesperson several times that the insurance was applied immediately after the purchase of the vehicle, and was frustrated by the notification that he had to pay the full amount.
The used car sales manager explained that Ma's vehicle was legally operable, but should have carefully checked the insurance terms and conditions", he pointed out.
The insurance company acknowledged some mistakes that it was considering some support in consideration of Ma's financial difficulties and should have informed him not to drive before the insurance began to take effect.
Currently, Ma is negotiating with the insurance company, and the regional consumer rights protection center has mediated.
Upon hearing the news, netizens posted comments such as "Ma was careless, and it was wrong that the car seller and insurance company did not guide them properly" and "The only victim was a Maserati owner."
This article was translated by Naver AI translator.
